Market Rates
Est. 1999 · 26 Years of Real Expertise

Invest in
real assets.
Not promises.

While others hold your capital earning far below its true potential — or funnel it into amateur crowdfund projects that collapse — we deploy it into professionally executed, asset-backed ecosystems. Your money can work significantly harder.

26
Years of active
professional development
3
Core ecosystem
verticals
NO
Speculation.
No noise. No guessing.
EU
Estonia · Norway
Fully transparent

What the market offers

Live-tracked rates from European banks, fintechs & crowdfund platforms — updated March 2026.

⚠️
ECB Rate
2.00%
Base deposit rate
June 2025
Benchmark
⚠️
N26 / Trade Republic / Revolut
0.3–2.25%
Retail bank savings
p.a. — EU average
Low risk / Low return
⚠️
XTB / Trading 212 / Scalable
2.2–2.3%
Fintech cash accounts
p.a. — top offers
Variable, may reduce
🚨
RE Crowdfund (avg. EU)
9–12%
Promised returns
Delays up from 6.8% → 8.7%
High risk / Amateur vetting
📉
P2P Lending Platforms
10–14%
Consumer loans
Not deposit-guaranteed
High default exposure
Our position

The market data above tells a clear story — traditional accounts suppress your capital, while platforms promising double-digit returns are funding amateur projects with rising default rates. We are the alternative: real assets, real teams, and ecosystem-backed execution that makes your capital work significantly harder — with risk kept as low as professionally possible.

Where others fail investors

Bank holding accounts: Major EU banks pay just 0.3–2.25% p.a. on savings. Inflation quietly erodes your real wealth. Your capital works for the institution, not for you.
Crowdinvestment platforms: Promise high returns, but project delay rates rose from 6.8% → 8.7% in a single year. Capital goes into unvetted hands. People lose money.
Stock markets & crypto: Returns driven by sentiment, speculation, and noise — not by underlying asset quality or professional execution. Volatility, not value.
Intermediary-led platforms: Capital deployed by generalists with no direct operational experience. No accountability when projects underperform or fail.

How we protect & grow your capital

Asset-backed only: Every project is secured by tangible underlying assets — property, infrastructure, or revenue-generating business. No air, no promises.
In-house professional teams: We don’t outsource execution. Our licensed construction, IT, and venture teams run every project end-to-end.
Ecosystem risk structure: Projects interconnect across our verticals, creating structural resilience and cross-sector protection that isolated investments can never offer.
26 years of vetting discipline: Every opportunity passes through criteria refined across decades of real-world execution — not a checklist, but lived experience.

One platform. Multiple verticals.
Fully integrated.

Latest Invest operates as a living ecosystem — each vertical reinforces the others, creating compounding value and structural risk protection that no single-sector platform can replicate.

01 / CORE
🏗
Real Estate & Development
Residential and commercial developments in Norway and Estonia. Vetted land, experienced architects, engineers, and local council relationships built over decades. We don’t list deals — we build them from the ground up.
Norway · Estonia
02 / CORE
🔨
In-House Construction
Our own licensed construction teams deliver full control over cost, timeline, and quality. No subcontracting risk. No margin bleed. We build the assets our investors hold.
Licensed Teams
03 / CORE
🏠
Smart Prefab Solutions
Advanced prefabricated housing combining construction efficiency with sustainability. Early-access investment in a rapidly growing sector — backed by our own engineering capabilities.
Emerging Sector
04 / GROWTH
💻
IT & High-Tech Ventures
Curated investments in AI, blockchain, and software ventures with real-world applications. We evaluate technology beyond the hype — scalable business models and proven teams, not pitch decks.
AI · Blockchain · SaaS
05 / GROWTH
🚀
Startups & VC
Strategic venture partnerships in renewable energy, healthcare tech, and innovation. We co-invest alongside founders and academic research teams — turning breakthroughs into scalable enterprises.
Startups · VC
06 / FOUNDATION
🌐
Ecosystem Governance
Latest Invest is not a passive platform — it is an active ecosystem manager. Strategic allocation, cross-vertical synergies, and full investor transparency built into every decision.
Transparent · Active

Current Projects

New projects added weekly
Q1 · 2026
LI-RE-2601Latest Invest Real Estate · Residential development, Baltic region
Real Estate
Target€2.4M
Open
Q1 · 2026
LI-MT-2602Latest Invest MedTech · AI-assisted diagnostics platform
IT / AI
Target€850K
Open
Q2 · 2026
LI-RE-2603Latest Invest Real Estate · Modular housing development, Nordic region
Development
Target€5.1M
Coming Soon
Q2 · 2026
LI-ST-2604Latest Invest Security Tech · Smart urban infrastructure venture
Startup
Target€1.2M
Coming Soon
Q2 · 2026
LI-VC-2605Latest Invest Ventures · Advanced construction materials, Series A
Venture Capital
Target€3.0M
Coming Soon
Request investor access →

Why we
do this
differently

“People deserve investment vehicles that actually work — not platforms that profit from their trust while amateur projects burn through their savings.”

For 26 years, we have been building expertise across real estate development, construction, high-tech, and venture capital — not as a theory, but as active practitioners. We have built developments from the ground up. We have run construction crews. We have evaluated hundreds of startups. We have sat across the table from founders, engineers, architects, and local councils.

This platform is the result of that experience. When we bring an investment opportunity to our investors, it has passed through a filter built on decades of hard-won knowledge — not a checklist, not a committee of generalists, but people who have personally executed in that domain.

We are not a bank. We are not a crowdfunding marketplace. We are a professional ecosystem that opens its deal flow to aligned investors who want real returns from real work.

Our model is simple: lower risk through professional execution, asset backing, and ecosystem integration. When one vertical strengthens, it reinforces the others. This is what separates us from isolated platforms chasing yield at any cost.

Expert professionals,
not intermediaries

Each vertical in our ecosystem is led by specialists with hands-on operational experience — not analysts managing capital from a distance.

26
Real Estate Development
Residential and commercial projects. Land acquisition, planning, development, and exit — end to end.
Norway · Estonia
20+
Licensed Construction
In-house certified construction management. Full cost and quality control without outsourcing risk.
EU-certified teams
15+
IT & High-Tech
Startup vetting, AI evaluation, blockchain architecture, and SaaS investment from engineers who build, not just assess.
EU · Global
10+
Venture Capital & Startups
Early-stage investment discipline. Portfolio construction across health tech, green energy, and infrastructure innovation.
Nordic · Baltic

Ready to invest in substance
over speculation?

Send us a short inquiry and one of our investment specialists will reach out to walk you through current opportunities and our process.

Contact an Advisor Existing Client Access